Financial Advisor David Giertz Reveals How Social Security Can Change Your Life

David Giertz graduated from Miami University with a degree in business administration and management. David Giertz is a registered broker with FINRA, which means he is in the business of buying and selling stocks and mutual funds. He has worked as Senior Vice President-Nationwide Financial Distribution and Sales at Nationwide Life Insurance company since April of 2013 at Giertz also serves as President of Nationwide Financial Distributors and several other companies.

David has over 30 years of experience in the financial industry and has been accredited as a broker through the State Securities Law Exam, General Industry and Products Exam. He is not just a financial broker, but he is a specialist in investment planning for retirement such as social security.

The Wall Street Journal recently did an interview with Dave Giertz, where they discussed the importance of social security and why people should pay more attention to it. He also conducted a survey where many people stated that their advisors were not discussing social security with them. This means that a majority of people who have the right social security plans may not receiving all of the benefits they could be presented with.

Giertz revealed some valuable information in the WSJ interview to help financial advisors understand the importance of talking to their customers about social security. The interview on also revealed several facts about social security, one being that it can take up about 40% of your retirement planning process. Dave also pointed out that those who turn onto social security too early can lose up to $300,000 over 25 years on Vimeo. Clients need more advisors like Dave Giertz, who are honest and take the time to help clients understand their financial situation.

Brad Reifler Doesn’t Want Anyone To Miss Out On The Benefits Of Investing

In today’s world, investing has often become synonymous with only rich people or finance gurus and may even be looked down on by the other 99% of America.

But Reifler believes it doesn’t have to be so and he says that even though many things about the movie Money Monster that are true, there are still amazing opportunities that can come from investing. Investors just need to heed some words of advice before they jump into investing.

According to Bloomberg, Brad Reifler’s first word of advice is not to just simply invest in the stock market, but to look at other opportunities for funds. Yes, the stock market can have some very good investments that can bring high returns, but it could also be a very volatile place to invest in.

Second, Reifler says it’s just as important to know who you’re investing with as it is to choose the type of investment. This is because you don’t want to invest with a company that has a bad reputation for making profits regardless of your portfolio performance. And lastly, Brad Reifler says you have to have an investment objective and stick to it and not get sidetracked by any bells and whistles that fund managers might offer you.

Reifler has built several companies that developed quite a reputation for investment strategies. The first was a discretionary account and global derivatives management company, Reifler Trading Company. Reifler owned this company from 1982 to 2000 before selling it to Refco Inc. Learn more about Brad Reifler:

He also built Pali Capital, a hedge fund and broker in the equities market that actually did not place control over where clients funds were invested in, but rather helped develop an investment strategy for the portfolio managers to execute. It did well in excess of $1 billion in income and built offices all over the world.

And then Reifler started Forefront Capital, a company that started out as a portfolio manager to the wealthy clients, but soon moved towards middle class investors.

Brad Reifler wanted to serve middle class investors because once he had started a college savings investment fund that he had hoped would have enough in it for his daughters when the time came to withdraw.

Unfortunately, the money was actually less than what Reifler had put into it. He also once tried to invest his father’s lifesavings in a good IRA account, but he couldn’t find a good one because his father was unaccredited.

So after consulting with the SEC, Reifler was able to open an alternative investment fund at Forefront Capital for even non-accredited investors who could start investing in it for as little as $1,000.

WEN By Chaz Dean Makes Hair Beautiful And Healthy

Women from all over the world love to get their hair done. They love to make their hair feel soft. It is important to have healthy hair, because healthy hair makes women everywhere feel beautiful. There are a lot of products out there that promise healthy, shiny, soft hair but many of those products only deliver false promises. When looking for reputable products, look for natural hair products that eliminate all unnecessary chemicals. Products without chemicals are ideal for hair because it promotes shine, softness and it makes the hair manageable.

There is one product on the market that has great ingredients and is proven to make hair healthy. This product is WEN by Chaz Dean. WEN hair products were created by celebrity hair stylist Chaz Dean. Chaz Dean came up with WEN after talking with his clients about their hair. WEN by Chaz Dean is a success because Chaz worked hard provide a product that women would love.

WEN by Chaz Dean is unique because it has ingredients that nourishes the hair. WEN contains botanicals that moisturize the hair and make it soft and manageable. WEN has a 5-in-1 system where it can used as a shampoo, a conditioner, a deep conditioner, a detangler, and a leave-in conditioner. WEN by Chaz Dean is a cleansing conditioner. It can be used to clean the hair of all dirt but it does not strip the hair of its natural oils like shampoo.

When WEN is used, it leaves the hair soft and manageable. It provides a healthy shine and the hair feels amazing after use. WEN is a great product for a woman who does not want to use multiple products to get the job done. WEN brings out the best in a person’s hair. WEN by Chaz Dean can be used on wavy, straight, or curly hair.

Buy WEN products on EBay.

The Madison County Courier Is The New Way To Find Pro Bono Lawyers

Many people in New York have a hard time finding a pro bono lawyer. Even when finding one, people usually do not know the history of the attorney. Moreover, some of these attorneys have several hidden fees attached to their pro bono work. These attorneys take advantage of average people in the New York area.

This is being changed by the creation of the Madison County Courier. The Madison County Courier has developed a way for all people in low-income status to apply for a suitable free attorney. All an individual has to do is get on the Madison County Courier website. This can be accomplished through any public library. Additionally, the county courthouse has a law library with online access, too.

Once on the website, a quick form must be electronically filled out. There are no costs associated with this form. This form is also broken down so that the least educated person is able to understand it. Some financial information needs to be submitted to the secured database. Once this happens, the person applying for a free lawyer will instantly know if they qualify or not.

Upon qualifying, the applicant will receive names of several attorneys that can represent them for free with no hidden fees at all. This information further includes the history of the attorney, whether good or bad.

Attorney Jeremy L. Goldstein is very happy with this service. Attorney Goldstein has represented many people on a pro bono status. Sadly, he has observed pro bono attorneys take advantage of many people; this could be by charging hidden fees or not doing a good job with the representation.

Jeremy Goldstein wanted to make a program that would ensure people in a pro bono status a good attorney for no money at all. Jeremy hopes more lawyers will join the pro bono staff within the next few months.


Eric Lefkofsky Provides Hope to the Future and Family

Eric Lefkofsky is known most commonly by his impressive works at Tempus Inc., which he resides as the Chief Executive Officer as well as the Co-founder of the company, but before all of his wild success, Eric Lefkofsky was a perspective lawyer who attended the University of Michigan from 1987 through to 1991 and then the University of Michigan Law from 1991 through till 1994 where he accomplished earning his Juris Doctor also known as the JD.

Upon his graduation and accepting his law degree, Eric went on to move to the Chicago Area where he quickly managed to create his own company known as InnerWorkings back in the year 2001 of May. Upon getting the ball rolling in his career, Lefkofsky developed a hunger inside of himself for the pursuit of change and power in the world, believing that with enough power he could eventually help support as much progress as possible.

Later moving on to start up a second company, Eric founded Echo Global Logistics in 2005 and then later on again he came up with yet another phenomenal idea when he brought MediaBank to the world as its Founder as well. Not wanting to stop there, Eric Lefkofsky put one foot in front of the other and continued to pursue greatness with even yet more brilliant ideas, going on to become the Co-Founder of Lightbank and Groupon, two of his most famous creations.

Deciding it would be a foolish career move to waste his awesome momentum and wanting to continue on with his impressive entrepreneurial stride, in January of 2014 he Co-Founded a new company that goes by the name of Uptake which he still currently actively takes a great part in. A year after the discovery of Uptake, Eric Lefkofsky created his most recent and most highly esteemed company known as Tempus, Inc., where he and his team work with passion in their sciences to eradicate cancer through finding a cure and in the process also finding overall far better treatment options that are less dangerous and incredibly more reliable.

Today, Eric Lefkofsky resides in the Greater Chicago Area as a highly respected pillar of his community, not only for his work in the fight against cancer, but also in his impressive assistance in the everyday family’s home through the private foundation which he Co-Founded known as Lefkofsky Family Foundation which works to improve quality of life.


A User’s Review Of WEN by Chaz

As much as you might love seeing the hair you might dream of having on a TV commercial for a hair conditioner brand, you’re probably much happier if you know that the product actually does its job and isn’t just hype. Well when it comes to Wen you can actually take their word for it that it does improve your hair. But if you want to take someone else’s, you might want to know what this user had said at

In her experience, WEN by Chaz did help her normally frizzy and greasy hair feel smoother and softer. Also she mentions that you don’t have to worry about losing strands when using it, and if you want a product that can give you confidence while at work or spending a night on the town, WEN by Chaz can definitely do that for you. The only downside she mentions is that it’s best for users who plan to shower and use the conditioner every day as opposed to those who like skipping days.

The founder of WEN is Chaz Dean,, a photography enthusiast who also loves turning hair into a beauty to behold. He pursued his passion for hairstyling at a cosmetology school in Los Angeles and experimented with different hair conditioner products in order to create something new and unique. Soon he had patented what he deemed the perfect shampoo and conditioner combination and began using it at a salon he opened. Today the salon serves some famous celebrity clients.

WEN by Chaz is primarily sold online via, but if you have a Sephora or other authorized retailer in your area you can purchase the products there as well. All products are made from natural oils and nutrients and come in three scents of lavender, pomegranate and sweet almond mint. You can buy WEN by Chaz in the basic kit if you only need the shampoo, conditioner and mousse, but if you also want the gloss and mist you can get the deluxe kit.

Visit the Wen Facebook page for more info.